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Form LL and Remortgage

Form LL Restriction and Remortgage

FormLL  ·  Land Registry Specialists  ·  England & Wales  ·  Updated May 2026

If you are remortgaging in England and Wales and your property has a Form LL restriction on the title register, your lender's solicitor will require a Certificate of Compliance before they can register the new mortgage at Land Registry. This applies to every lender without exception.

Why Your Remortgage Solicitor Cannot Issue the Certificate

The Form LL restriction requires an independent solicitor — one with no connection to the transaction. Your remortgage solicitor acts for your lender and is therefore conflicted. The certificate must come from a completely separate firm. FormLL connects you with a vetted independent specialist within 24 hours.

Which Lenders Are Affected?

Every lender faces the same Land Registry requirement. The most common remortgage lenders and their panel firms:

If your lender uses Optima Legal or Integra, note this when submitting your case. These firms require wording beyond the Land Registry standard. Our specialists handle this routinely.

What Happens if My Mortgage Offer Is Close to Expiry?

Contact your broker or lender immediately and explain that the delay is caused by a Form LL restriction — a third-party legal requirement. Most lenders will grant a short extension where this is the cause. Use our expedited service for a 48-hour turnaround and give your lender a firm date.

Fee Schedule — All prices ex VAT
Form LL Certificate — 1 owner, standard (3–5 days)£180£216 inc VAT
Each additional owner on title£50£60 inc VAT
Fast Track service (48 hours)+£100+£120 inc VAT

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Related Guides
What is a Form LL Restriction? → Get Your Instant Quote → Restriction Delaying Your Mortgage? → Remove a Form LL Restriction Permanently →
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